Updated August 30, 2023 23:24 Can I use any lender to get a loan? Yes, we work with any licensed mortgage lender. Don’t have financing yet? Check out our partner lender, Lower. You can see your real rate and get pre-qualified in minutes. Related articles What financial documents do I need to buy a home? Do I need to qualify for financing before I submit an offer? Do you negotiate on the price of Opendoor-owned homes? Who do I talk to if I need help? Will I see all the same homes for sale as I would with a real estate agent?