How does Cash Now, More Later compare to a regular cash offer?

Opendoor may offer you two ways to sell your home: a regular cash offer and Cash Now, More Later (formerly Cash Plus). Here is how they compare so you can decide which option fits your situation.

Side-by-side comparison

Feature	Regular Cash Offer	Cash Now, More Later
What you receive	Full proceeds at closing	Upfront proceeds at closing + potential additional payment when home resells
Closing timeline	14-60 days (you choose your date)	14-60 days (you choose your date)
Service charge	Varies (shown in your offer breakdown)	5%
Cancellation	Free, any time before closing	Free, any time before closing
Additional payment	No	Yes, based on resale price

Who each option is designed for

Cash Now, More Later is great if you believe your home is worth more and want to participate in the upside. You get cash now and the potential for additional proceeds after the home resells.

The regular cash offer is great if you want certainty and want to close on your timeline. You know the full amount upfront, with nothing tied to future outcomes.

Neither option is inherently better — they serve different needs depending on what matters most to you.

Important: With both options, you can cancel your sale at any time before closing with no penalty and no fees. You are never locked in until closing day.

How to see your options

Log into your account at opendoor.com and go to your dashboard. If you are eligible for both options, they will appear side by side with a detailed breakdown of fees and estimated proceeds for each.

Your Opendoor advisor can also walk you through the numbers and help you compare based on your specific situation.