How does Opendoor Checkout work? (buying without an agent)

Opendoor Checkout is a self-service way to buy an Opendoor home without a real estate agent. It is available in 23 states and gives you a straightforward path from offer to closing — with built-in savings.

How it works

1. Find a home at opendoor.com/homes.
2. On the listing page, select "Buy with Checkout" to begin.
3. Follow the guided steps — the platform walks you through the offer, financing, and closing process one step at a time.
4. Purchase at 1% below the list price. Because there is no buyer agent commission, the savings are reflected directly in your purchase price.

When Checkout is a good fit

• You are comfortable managing the buying process yourself.
• You do not need agent guidance on negotiations or paperwork.
• You want to save on costs by purchasing at 1% below list price.
• The home is in one of the 23 states where Checkout is available.

When you may want to work with an agent instead

• You want professional negotiation support or advice on the local market.
• You are a first-time buyer and prefer hands-on guidance.
• The property is not in one of the 23 Checkout-eligible states.

Tip: If you buy without an agent through Buy with Opendoor (Opendoor Checkout), you receive the Opendoor Guarantee: the 100-Day Home Warranty, Early Move-In when available, and Cancel Anytime. See the Guarantee details.

What you will need

To complete your purchase through Checkout, have your financing details ready (pre-approval letter or proof of funds) and be prepared to review and sign closing documents electronically.